Archive for October, 2015

Fletcher Gallien

I Needed to Have the Sunday Ticket

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People seem to be pretty surprised when they find out that I like football because I am a girl. I’m not talking about cheering on the home team with friends either. I take it very seriously, which is why I was heartbroken when I had to move if I wanted to keep my job. I was being transferred as part of a promotion that I could not turn down, but that meant leaving my beloved Bengals behind. I wasn’t disappointed that I would miss their games, because I knew even before I moved that I was getting NFL Sunday Ticket before preseason started. I was disappointed because I would miss the games in person, though I only went once or twice a year.

This move turned out to be so good in a lot of ways though. It was definitely the right career move, but it turned out to be a good football move too. Even though I am a huge Bengals fan, I really like watching just about any of the teams play because I wanted to see how my fantasy football players were doing. I got the NFL Sunday Ticket through DIrecTV so I could watch them, but I was not counting on the benefit of being able to watch any NFL game at all, both in the preseason and the regular season.

This meant that if my Bengals were playing at 1pm, then I had my choice of several games to watch at 4pm. I usually did that anyway before I moved, but I had to watch whatever the local cable company was showing. With the Sunday Ticket, I am able to pick any game that I want to watch, and then see it in its entirety. I had no idea that this move would turn me into an even bigger football fan than what I already was!

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Fletcher Gallien

Managing Money is Tough and Emergencies Still Pop Up

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We had just worked a lot of overtime to pay our taxes and pay an escrow shortage on our mortgage. We are struggling and have zero in savings right now. We Have one credit card, but it has a very low limit on it. Our credit is not bad but it’s not stellar either. We stretched our budget as thin as possible. We literally got our checking account down to less than five dollars until our next paycheck. We had a full tank of gas in each car we commuted to work in, but quick cash was soon needed. My uncle had passed away suddenly, and my wife and I had to go to the funeral. The problem was that he lives back where my parents live about 700 miles away.

Getting a couple days off of work was not a problem, and we could stay with my mom and dad once we got there. However, we did not even have the gas money to make the trip. We needed quick cash to get there and back. The quick loan made it so we could buy gas for the trip and have a few dollars once we arrived. We never let on to anyone that it was a real struggle for us to be there. After all, my aunt and my mom who is a sister to my uncle who passed away were grieving.

We went and paid our respects. My mom was relieved to see my wife and I. We help her out a lot every time we visit. She loves my wife immensely. I never say a mother and daughter-in-law get along so well. Before we left, my mom handed my wife an envelope. It was enough to pay back the quick cash loan we got to make the trip. Mom knew we were fixing the escrow problem and working overtime to do it. She knew we were probably in a little financial bind but made the trip anyway. You have to hand it to moms. They just kind of know things.

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